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- Using an attorney, over a collection agency, is an enormously more effective way of collecting a debt or enforcing a judgment. We offers businesses and individuals something collection agencies cannot – the ability to sue in Court. Collection agencies can make phone calls and send demand letters, but if the debtor nonetheless refuses to pay, they cannot take legal action. In addition, our firm works with clients on a contingency basis, meaning that clients do not pay any fees unless we make a recovery for the client.